Starset Rate Compass by Third Horizon
For the first time, see how commercial payers reimburse peer organizations in your state. Drop in one rate and the compass needle finds where you sit against the live market.
Type your contracted per-diem above — the needle finds where you sit among every reported Residential rate in Illinois.
Live preview · Illinois · SUD levels of care · commercial carriers. National, Medicare & Medicaid benchmarks rolling out.
The platform
Starset Rate Compass by Third Horizon turns new payer transparency data into actionable contracting intelligence for mental health and substance use disorder providers.
For the first time, CCBHCs, CMHCs, SUD facilities, and other in-network or out-of-network behavioral health providers can see how commercial payers reimburse peer organizations in their state and across the country. The platform provides specific views of published contracted rates by payer, service line, level of care, geography, and facility type, with benchmarks against comparable providers, Medicare, and Medicaid.
Built by Third Horizon’s leading behavioral health payment experts, Starset Rate Compass helps providers move from rate opacity to market insight. That intelligence supports smarter contracting, stronger network strategy, commercial revenue diversification, and expanded access to care.
How it works
Compare the median, most common, and high-end rates that major insurance carriers pay in each market.
“What's the upper-bound for H0015 in Illinois from Aetna?” The embedded analyst answers from the same data underneath.
When major insurance carrier coverage is too limited to support a reliable provider comparison, we mark it as insufficient data. The platform is built to provide honest, accurate information, not overstate what the data can't support.
Pricing
Billed annually per state — from $750 for one state, with tiered pricing up to National, plus a second service line for +20%. Full benchmarks, the plain-English analyst, and the negotiation calculator. Cancel anytime.
Pick your statesFounding members get 2026 free in exchange for feedback. Renews automatically at the standard rate in 2027 — lock your states now and add more as they ship.
Join the betaFAQ
Rates come from the payer Transparency in Coverage machine-readable files. We parse and organize those files so providers can compare rates by state, market, service, and major insurance carrier.
Our expert behavioral health team at Third Horizon reviews the results from the payer machine-readable files for accuracy and contracting relevance. When the data does not track with market norms or is too limited to support a reliable comparison, the platform marks it as insufficient data rather than showing unreliable numbers.
Illinois is the MVP. Coverage expands state by state as the carrier data lands — national is the destination. Preview states ship at a reduced price until carriers fill in.
Yes, anytime, from your account. Annual subscriptions run to the end of the paid period.
No. Starset Rate Compass provides rate benchmarks and market context, not legal, financial, or contracting advice. The platform data can help providers prepare for payer conversations, but each organization should make contracting decisions based on its own strategy, contracts, counsel, and financial position.